Terms and Conditions

1. Introduction
Welcome to chfcdesignation.com. These Terms and Conditions (“Terms”) govern your use of our website and services. By accessing or using chfcdesignation.com, you agree to comply with and be bound by these Terms. Please read them carefully.

2. Definitions
– “Service” refers to all features, functionality, content, and products provided through chfcdesignation.com.
– “User” refers to any individual or entity who accesses or uses the Service.
– “Content” includes, but is not limited to, text, images, graphics, videos, data, and information available on chfcdesignation.com.
– “Account” means a registered profile created by a User to access specific features or services on chfcdesignation.com.

3. Acceptance of Terms
By using chfcdesignation.com, you affirm that you are at least 18 years old and legally capable of entering into a binding agreement. Your continued use of the Service signifies your acceptance of these Terms.

4. Changes to Terms
We reserve the right to modify or update these Terms at any time. Changes will become effective immediately upon posting on chfcdesignation.com. It is your responsibility to review the Terms periodically for updates.

5. Use of Services

Eligibility
You must be at least 18 years old to use our Services. By using chfcdesignation.com, you confirm that you meet this requirement.

Account
To access certain features, you may need to create an Account. You are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your Account.

Prohibited Activities
You agree not to:

– Use the Service for any unlawful or fraudulent purpose.
– Attempt to gain unauthorized access to other accounts or systems.
– Transmit viruses, malware, or harmful code through chfcdesignation.com.
– Reproduce, duplicate, or exploit any portion of the Service without express written permission.

6. Intellectual Property
All Content on chfcdesignation.com, including but not limited to text, graphics, logos, videos, and software, is the property of chfcdesignation.com or its licensors and is protected by applicable intellectual property laws. You may not copy, modify, distribute, or create derivative works without express permission.

7. User-Generated Content
If you submit or share any content via chfcdesignation.com, you grant us a non-exclusive, royalty-free, worldwide, perpetual license to use, display, reproduce, and distribute that content for the purpose of operating and promoting the Service. You represent and warrant that you have the rights to any content you submit.

8. Privacy Policy
Your use of the Service is also subject to our Privacy Policy, which explains how we collect, use, and protect personal information. Please review it at chfcdesignation.com/privacy-policy.

9. Third-Party Services
chfcdesignation.com may contain links to third-party websites or services. We do not control or endorse those services and are not responsible for their content or actions. Use of such third-party services is at your own risk.

10. Disclaimers and Liability
The Service is provided “as is” and “as available” without warranties of any kind, either express or implied. chfcdesignation.com does not guarantee the accuracy, completeness, or reliability of any content on the site. To the fullest extent permitted by law, chfcdesignation.com disclaims all liability for damages arising out of or in connection with your use of the Service.

11. Indemnification
You agree to indemnify, defend, and hold harmless chfcdesignation.com and its affiliates, officers, agents, and employees from any claim, demand, loss, or damage, including reasonable attorneys’ fees, arising out of your use of the Service, your violation of these Terms, or your violation of any rights of a third party.

12. Termination
We reserve the right to suspend or terminate your access to the Service, without notice or liability, for behavior that we determine, in our sole discretion, to be harmful, unlawful, or in violation of these Terms.

13. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which chfcdesignation.com operates, without regard to its conflict of law principles.

14. Miscellaneous

Entire Agreement
These Terms constitute the entire agreement between you and chfcdesignation.com regarding your use of the Service and supersede any prior agreements.

Severability
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

Waiver
Our failure to enforce any provision of these Terms shall not be considered a waiver of that provision or any other provision.

15. Contact Info
For questions about these Terms, contact us at [email protected].